Retirement Risk Index

The National Retirement Risk Index (NRRI) measures the percentage of working-age households that are at risk of being unable to maintain their pre-retirement standard of living in retirement.

It addresses one of the most compelling challenges facing the nation today – ensuring retirement security for an aging population.

Key findings in the NRRI show that:

• The retirement landscape is shifting dramatically, making the outlook for retiring Baby Boomers and Generation Xers far less sanguine than for current retirees.
• 51 percent of households are “at risk” of not having enough to maintain their living standards in retirement.
• Explicitly including health care in the Index drives up the share of households “at risk” to 61 percent.
• Incorporating long-term care costs further increases the Index to 65 percent.
• Saving more and working longer may substantially improve the outlook.

A full report, along with Issues in Brief and other useful resources, can be accessed through the links below. Remember, your clients need you now more than ever before!!

The NRRI and Annuities

NRRI Brief

NRRI After the Crash

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